Wills

Why do you need a Will?


More and more people find themselves in complex family and financial circumstances. Second marriages, children from previous relationships, ownership of foreign properties, inherited wealth and rising property prices all add to the complexity of estate planning. Many people are also worried about the prospect of their hard-earned wealth being lost to pay for care home provision. By putting in place a carefully drafted Will, including appropriate trusts, you will have the peace of mind that your beneficiaries will get what they are entitled to after you die. We spend thousands of pounds on various types of insurance yet are often unwilling to spend an hour or so of our time to ensure that the assets accumulated over a life-time are secured for those we care about most.



We will plan your will in the comfort of your own home or at a place of your choosing at a time that suits you, whether that be during the day or in the evening. This gives you the opportunity to ask any questions you need answering.





Business Owners

Do you own a business? What would happen to it if anything were to happen to you? Your business could be tied up and unable to operate if you haven't made the necessary provisions. Your beneficiaries may be liable for Inheritance Tax , which could have been avoided if you had the correct will in place.



Foreign Properties

Do you own a property anywhere in the EU (except Ireland and Denmark)? If so, you may well be affected by new legislation, known as Brussels IV, which came into effect on August 17th 2015. This means that many existing wills for dealing with foreign assets will cease to be valid but you can in future elect for all your assets to be dealt with according to UK law. This means that you can have one will which deals with your assets in the UK and abroad so that properties on the Continent will pass on death without the application of forced heirship which is the case in countries such as France and Spain. If you think you are affected, contact us now for a free consultation.



When should you make a Will?

If you are aged 18 or over and have assets of over £5,000 then you should have a will in place.